I recently came across a question written by a young lady with a predicament that applies to many young couples. Here is her letter, followed by my advice:

My fiancé and I are in very different places financially. He is coming into the marriage with around $90,000 in loans, and no income as of yet. I’m coming in with a few years of working under my belt, and about $65,000 in savings. He lives fairly comfortably (on loans), I live fairly frugally. (I’m not cheap, but I’m definitely mindful of my spending.)

We both want to combine finances within reason, though not completely – maybe a joint account in addition to separate accounts. We just can’t quite figure out how to do it. The loans will be accruing interest in a few months, and I’d love to just pay off $50,000 to $60,000 of it right off the bat because that will save us a huge amount of interest. I know the interest accrued will be my interest too. But I don’t feel comfortable just giving away $60,000 of my hard-earned savings! (He has not asked me to pay it off, and when I brought up the idea he was not so into it.) I know this will be my husband, and in a few years we won’t know whose money is whose, because it will all be one, but I can’t grasp the concept of giving away all my savings to someone else.

Another night, another practice.

Laughter trails through the rooms of Bas Melech as costumed girls run about touch-up their outfits. We are getting ready for a routine run-through in preparation for our December production of Annie. Aviva Cohen, our director, calls us together, and we begin.

How did I get here? Let me back up.

After leaving Bais Yaakov, I never thought I would find myself in a “production” involving young women of the community. But thanks to RINA, a new organization founded by Rivka Rubenstein and Rochel Ziman, I got my chance. It all started in the summer, when I saw an ad in the WWW about auditions for the play. I wasn’t sure how I felt about trying out. I was nervous, and I had never actually seen Annie (I know, I know). But I heard the buzz in Baltimore, and eventually several people close to me convinced me to go for it.

It’s counterintuitive. To help children succeed, we need to let them fail. This is painful, both for us and for our kids. It’s hard to watch a child struggle, especially when part of that struggle involves denigrating self-talk. “I can’t!” “I’m not good at this!” “I’ll never get it!” “This is too hard!” It’s tempting to rush in with offers of help and words of encouragement, to wipe away our children’s frustration while leading them towards successful resolution. Ah, succes

But wait. Wiping away our children’s frustration robs them of the opportunity to learn to manage frustration, and sends the dangerous message that the endpoint is all that matters.

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5. Your child’s strengths are uncovered so that she raises her hand in the classroom at the right time.

When Head of School Brocha Margolese decided to create a music program for Darchei Noam Montessori, she wanted it to reflect the integral place that music holds in the lives of Torah Jews, as part of our mesorah as well as of our daily lives. She also wanted to find a partner who understood our community and had a reputation for delivering serious musical training.

Generations ago, the end of life was a part of life. At a time when people died at home, when several generations of a single family lived together, and when, unfortunately, disease was both more common and more dangerous, being present for the final days and weeks of someone’s life was an experience that most people had been through several times. While it was surely never routine, there would have been a certain rhythm to it, a sense that it was time to put one’s affairs in order, for family to gather around, and for final words to be said. The end of life was a sacred time.

Today, by contrast, our experience with the end of life is usually much different. For one thing, many people pass away in hospitals or other kinds of medical facilities, lending an institutional feel to the final period of time. Our modern medications and treatments have also profoundly changed the experience. Even as they provide the tremendous gift of relieving pain and anxiety, these medications usually leave their beneficiary unable to think clearly or communicate in the days or even weeks before passing away. And, thankfully, death is something many of us simply experience less often.

My first introduction to Nissim Black was via my then-two-year-old grandson, Asher Zelig Chaim. Little did either of us imagine that I would one day have the privilege of not only meeting but also interviewing the star who sang little Asher’s favorite song, “Hashem Melech.” I caught up with Nissim in Tov Pizza just a day before his recent local appearance for the Unity Havdalah Concert of the Baltimore Shabbat Project.

Nissim’s rise to stardom began way before he found his way to Yiddishkeit. In 2006, when he released his first album, “The Cause and Effect,” he performed under the name D. Black – a shortened version of his birth name, Damian Jamohl Black. The rapper and producer from Seattle, Washington, released his second album, “Ali’yah,” in 2009, after being featured on a fellow rapper’s debut album a year before.

Life is a journey. Each person treads his or her own path, and choices must be made along the way. Will I embark on a quest for meaning? In what direction should I climb? What route should I take? For many, their individual path leads them to marry early and raise families, while others blaze a different trail. Life is not about waiting for events to unfold; rather, one must take action and strive to fulfill one’s dreams regardless of life circumstances. Every age and every stage possesses a treasure.

Why more single women don’t make aliyah was a question I pondered prior to my own move to Eretz Yisrael two years ago. It is easy to continue one’s life in the groove, to adhere to an accustomed routine of work, family, single social circles, and events. Familiarity plays a big role in many people’s lives. And so I procrastinated and continued my life in my beautiful hometown of Baltimore, waiting for the right time to pick up my feet and settle in Eretz Yisrael, the land of my dreams.

Try this yummy stuffed cabbage recipe.

As Benjy finished unpacking the suitcase at their honeymoon hotel, he let out a groan.

“Oh no, I can’t believe it. I left my tefillin back home.”

Having only recently married, Benjy and his kallah had packed a joint suitcase for the first time, which might have explained the omission, but he still couldn’t believe he’d forgotten them.

Since his bar mitzva, 15 years previously, he’d never gone a day without putting on his tefillin, and he certainly didn’t want to start married life on the wrong foot.