Windfall! What to Do When You Win the Lottery


money

I often get calls from individuals or couples who find themselves coming into a windfall of some sort, b”H. Although we all dream of winning the lottery, such sudden wealth is more likely the result of an inheritance, a retirement package, or a lucky investment. Whatever the source of the mazal, these people are in a position they were never in before. While many people are quite sure that an influx of money would solve all their problems, it is not that simple. The newly rich are often unprepared to take on the challenge of managing their money. In their haste to do something, they can make serious errors that result in unfortunate losses. Money management must be learned, and it is crucial to surround oneself with an experienced and trusted financial team.


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Buddy, Can You Spare an Hour? Restoring Sanctity to Eating…And to the Rest of our Lives


chofetz chaim

This week, I listened to two interesting talks referring to sha’ah, an hour. The first was by Rebbetzin Esther Baila Schwartz. It is on torahanytime.com and is called “The Avoda of Cheshbon Hanefesh.” She speaks about the verse in Pirkei Avos (Ethics of our Fathers) “There is no person (adam) who does not have his hour.” The simple explanation is that each person has his/her own importance, his/her own place in this world and in the “orchestra” Hashem puts together with all of our contributions.

After this, she goes on to give a different interpretation. A person needs time to think and be introspective, to do a cheshbon hanefesh (daily reckoning), as it were. Pharaoh in Egypt reasoned that if he intensified the work that the Jewish slaves had to complete, they would have no time to think about going to serve Hashem, etc.


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Kodem Kol: An Early Intervention Service Coordination Program in Baltimore City


child

Do you have a child under age three? Do you have questions or concerns about your child’s development, or does your child have a diagnosed developmental disability? If so, the Kodem Kol Program can offer support and assistance.

What is Kodem Kol?

Kodem Kol is an early intervention (EI) service coordination program for infants and toddlers and their families in Baltimore City’s Orthodox Jewish community. Kodem Kol was established in 2002, after it was noted that roughly 10 families in the Baltimore City Jewish Orthodox community had taken advantage of local free early intervention services. In the 13 years since its inception, Kodem Kol has served over 800 children and families, and has grown to serve over 125 children and families a year.


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Newest Must-Have Judaica Item: The Klee


ceramic

There’s a new organization in town, and they are not seeking your money! Rather, they are looking for your commitment to take part in an innovative idea which aims to help Israeli businesses. They are selling nothing other than a concept. A new piece of “must-have” Judaica is being introduced to the Baltimore/Washington area. Called the “Klee,” and it will serve a purpose close to the Jewish heart. Just as most Jewish homes usually have at least a mezuza, a Chanukah menorah, and Shabbos candlesticks, the Klee (which you may very well already have in your house) will also be used in a meaningful Jewish way. It is a designated dish for Israeli products.


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Neighborhood Musings, Part 3


airplane

These days, when we say we are “heading to the airport,” we are usually referring to Baltimore-Washington Thurgood Marshall International Airport (or BWI), a mere 35 minutes away. Who would have thought there were other options for locals here, almost a century ago, that were much, much closer to home. But that is exactly what I recently discovered! First, a little background is in order.

The Aviation Age Comes to Baltimore

On May 21, 1927, a new chapter was written in the annals of aviation history. His repugnant anti-Semitic views and abhorrent lack of family values notwithstanding, the fact remains that on that day Charles Lindbergh became the first person to complete a solo transatlantic flight, flying non-stop from Long Island, New York, to Paris, France. That achievement not only catapulted him into the stratospheres of public adulation and fame, but transformed the nascent aviation industry into the hottest, newest investment on Wall Street.


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Sibling Rivalry and My Front Porch


sibling rivalry

For the last three years, I have been running the Jewish Used Book Collection. People donate Jewish books that they have finished reading, and I sell them from a corner of the Savings Center, which kindly donates the space for this project. All the money collected is given to the Chananya Backer Memorial Institute (CBMI). The book collection is an amazing project, because it has absolutely no expenses, except for the dot stickers I use to price the books. One of the perks of running the collection is that all kinds of interesting books and tapes appear on my front porch, and I have the opportunity to read them first, before I take them to the Savings Center. I never know what treasures I will find. While sorting through some new arrivals recently, I came across a book and a tape on the same subject that I thought would be interesting to explore. They were both about sibling rivalry. Although both the book and the tape are from more than 20 years ago, the subject is timeless.


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Brooms that Shoot


broom

Yesterday was my mother’s seventh yahrtzeit. Speaking about her in shul triggered some memories. In the process, I was forced to juxtapose memory and history, to consider the interesting problem of placing memory in its proper context in an effort to ascertain actual history.

Permit me to explain: How do we know what happened in the past? Well, in the case of the long-term past, we who are alive today obviously cannot “remember” what happened before we were alive. We have to rely on records and documents. But these are never complete, never comprehensive. They cannot be, as the number of factoids is infinite. How many individual facts were there in, say, the Second World War? To ask the question is to see the impossibility of getting them all recorded; the vast majority, an infinite number of facts, will never be known to us. Any history of WW II will have to be constructed from a tiny number of known facts. It is a very imperfect process. I try to explain this from time to time to my non-religious friends (Jewish and gentile) who try to construct archaeological “truths” from Biblical times, convinced that their narratives trump the Torah’s. In Biblical archaeology, the actual historical fact base is truly infinitesimal. But that doesn’t stop them.


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All about Shrek


shrek

Did you ever wonder about the meaning of the word “shrek”? European Yidden used it yeder Muntog und Dawnershtig! (every Monday and Thursday, i.e., often). Being constantly harassed by their “neighbors,” Yidden were in a state of shrek most of the time. Many books have been written regarding the terrible shrek experienced by Yidden during World War II because of the German chayess (animals) and their collaborators, which was beyond description.

By now, you have surely fathomed that the word shrek means fright, or fear. The former U.S. President F.D. Roosevelt put it this way: “There is nothing to fear but fear itself.” In Yiddish, the saying is similar but more expressive, as the word shrek is much more colorful than “fear.” It goes like this: Ess iz gornisht mit voss zich tsu shreken – oyser shrek.” Nu, you might disagree with his statement, especially after you take a hike in East Baltimore!


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Exodus from Egypt


pyramid

I pen this article on June 10, 2015, the 48th anniversary of Israel’s Six-Day War victory over Egypt, Syria, and Jordan. Relations had never normalized after the 1948 War of Independence, and dangerously heightened tensions led up to the battles fought between June 5 and June 10. After obliterating Egypt’s air force and vanquishing its ground forces, Israel went on to seize control of the Gaza Strip and the Sinai Peninsula (from Egypt), the West Bank and East Jerusalem (from Jordan), and the Golan Heights (from Syria).

As this miraculous victory being was celebrated in Israel, the small community of Jews remaining in Egypt suffered. The advent of the war prompted Egyptian authorities to knock on the doors of nearly all the Jewish houses in the country and round up some 600 men between the ages of 16 and 60, whom they held as “Israeli POWs.” Although the war ended in six days, some of these POWs – Ezra Halawani, a”h, among them – were held in primitive and overcrowded prison conditions for three years.


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Eat Healthy and Kosher – Economically!


soup

My clients often tell me that healthy eating and a balanced family budget are mutually exclusive. You may even have heard the saying, “If you plan on shopping at Whole Foods, you might as well say good bye to your whole paycheck.” Many people are of the mindset that food budgeting means clipping coupons for sugar- and white flour-based products and packaged, refined junk food. While less nutritious food may indeed be inexpensive, it is not your best option for improving you family’s health and well-being.

While shaving off hundreds of dollars each month on your grocery shopping may be a long-term goal, here are 10 tips to start you on your way towards a fiscally-sound food allowance that enables the purchase of wholesome fare for you and your family. Remember, the journey of a thousand miles begins with the first step.


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